Tapestry at Montgomery: 55+ Active-Adult Homes

Tapestry at Montgomery is an age-restricted 55+ active-adult community in Montgomery Township, Somerset County, with a Skillman mailing address in the 08558 zip code. Every home is a detached single-family house, and the community was built out between 2008 and 2016, which makes it the newest completed 55+ detached supply in the township. It is small: BrightMLS records 11 closed sales in total across its four streets, with an all-time median of $800,000 and a full range of $680,000 to $999,999. Occupancy is age-restricted, so at least one occupant must be 55 or older and no permanent resident may be under 19.

The homes

Every home in Tapestry is detached, which is the main thing separating it from the townhome and condominium age-restricted options elsewhere in the area. Floor plans run two to three bedrooms with two to three full baths and, on some plans, a half bath. Above-grade square footage across recorded sales spans roughly 2,289 to 3,885 square feet, a wide spread for a community this small, so a home in Tapestry can mean anything from a compact two-bedroom plan to a house larger than most four-bedroom family homes in the township. Size alone does not set price here: the largest recorded sale, a 3,885 square foot house on Bristol Court, closed at $815,000, while another home in the community closed just under $1 million. Condition, plan, lot, and timing matter as much as square footage, which is another way of saying the handful of in-community comps need to be read individually rather than averaged.

Streets and setting

The community is organized along four streets: Milford Place, Bedford Drive, Portland Drive, and Bristol Court. All four sit inside Montgomery Township in Somerset County, with a Skillman mailing address and the 08558 zip code, the same postal designation used by another 55+ detached community in the township, Clubside at Cherry Valley. Montgomery is a largely residential township north of Princeton, and Tapestry reflects that: a self-contained pocket of newer detached houses rather than a stretch of streets inside a much larger subdivision. Because the community is small and its streets are short, walking all four before deciding is realistic and worth doing, since lot position and orientation vary more than an address alone suggests.

Amenities and lifestyle

The practical amenity at Tapestry is the maintenance arrangement. The homeowners association handles common area upkeep, and dues on recent sales have run roughly $480 to $520 a month, up from about $410 a month on sales closed between 2019 and 2021. That escalation is normal for a community of this age rather than a warning sign, but it is worth budgeting forward rather than assuming today's figure holds. What the fee buys, and what is left to the homeowner, varies by association, so current dues, reserves, and the schedule of what the HOA maintains should all be confirmed against the association documents before an offer. Beyond the maintenance, the appeal is the format itself: a detached house with its own yard on one of four quiet streets, without the stairs, square footage, and grounds of the larger Montgomery houses many residents moved from. The age restriction shapes the day to day as well, since at least one occupant must be 55 or older and no permanent resident may be under 19, and on resale it keeps the buyer pool narrower than it would be for an unrestricted house.

Market position

Across all 11 recorded sales the median in Tapestry is $800,000, with a full range of $680,000 to $999,999. The last two years produced only four closings, at $800,000, $810,000, $915,000, and $999,999, so recent activity is better read as a range of roughly $800,000 to just under $1 million than as a single reliable median. For context, Montgomery Township's town-wide median for detached homes over the same 24 months is about $1,025,000, which places Tapestry at or below the township's detached market rather than above it, even though it is the newest completed 55+ detached product Montgomery has. Turnover is the defining feature: with four sales in two years there is often nothing available at all, and a buyer set on this community may need to wait for the right home. For sellers, four comps is a thin base, so pricing means reading each recent sale on its own terms, adjusting for the wide size spread, and checking the result against the broader 55+ detached market in Montgomery and the towns around it.